All You Need to Know About the Top 10 Credit Cards in India 2024

Annual fee: NIL

• • Flat ₹500 off on shopping at Max Fashion 
  • Up to ₹7,500 off on electronics on Amazon Smart Stores
  • Discount of up to ₹400 from Ajio  
• Savings of ₹50 on educational payments on CRED-Education

Annual fee: ₹999

• • 5% cashback on online purchases 
  • 1% cashback on offline spends
  • Spend-based reversal of renewal fee waived on annual spends of ₹2 Lakhs
• Fuel surcharge waiver of 1% at all petrol pumps in India

Annual fee: ₹2,500 + taxes

• • Complimentary memberships for Swiggy One and MMT Black Gold
  • 5X reward points on purchases at Myntra, Marks & Spencer, Nykaa, and Reliance Digital  
  • 4 reward points for every ₹150 spent on retail purchases  
  • Complimentary lounge access at over 1,000 airports  
  • Vouchers worth ₹1,500 on quarterly spends of ₹1.5 Lakhs 
• ₹5,000 flight vouchers for annual spends of ₹5 Lakhs, plus an additional ₹5,000 for spends of ₹7.5 Lakhs

Annual fee: ₹1,499 + taxes

• 6,000 bonus reward points worth ₹1,500 upon annual fee payment
• 7.25% value back (25X points) on fuel at BPCL, up to 2,500 points per billing cycle
• 6.25% + 1% surcharge waiver on transactions up to ₹4,000
• 25 points for every ₹100 on BPCL fuel and 10 points for every ₹100 on dining, groceries, and movies  
• 4 complimentary visits to domestic VISA lounges in India per year
• e-gift vouchers worth ₹2,000 from selected brands for annual spending of ₹3 Lakhs

Annual fee: ₹4,999 + taxes

• 1 Premium Economy Ticket Voucher  
• 1 One-Class Upgrade e-Voucher  
• Club Vistara Silver Membership  
• EazyDiner Prime membership for 3 months  
• 6 CV Points for spends up to ₹1 lakh, 4 CV Points for spends above ₹1 lakh, 10 CV Points for dining spent on birthday
• 1 CV Point for every spend on fuel, insurance, utilities, rent, and wallet load
• Complementary airport lounge access and golf rounds

Annual fee: ₹2,999 + taxes

• • Welcome e-gift voucher worth ₹3,000 from leading brands
  • 10 reward points per ₹100 spent on dining, groceries, departmental stores, and movies  
  • Complimentary Trident Privilege Red Tier Membership with 1,000 welcome points upon registration  
  • 1,500 bonus points on your first stay at Trident and ₹1,000 hotel credit on extended nights
• Complimentary Club Vistara Silver membership with 1 upgrade voucher and earn 9 points for every ₹100 spent on Vistara flights  

Annual fee: –

• • Offers on movies and events bookings
  • Complimentary rounds of golf every month  
  • Shopping vouchers worth ₹5,000 from Tata CLiQ on birthdays
  • Unlimited complimentary access to international and domestic lounges  
• No cancellation charges on domestic travel and hotel bookings  

Annual fee: ₹5,000

• 2,500 EDGE Miles as a welcome benefit after your first transaction
• Silver membership tier with a variety of benefits
• Up to 5,000 EDGE Miles upon completing one year
• Access to domestic and international lounges
• Dining Delights benefits offering up to 25% discounts at over 10,000 restaurants through EazyDiner

Annual fee: ₹10,000 + taxes

• • Complimentary annual memberships to Times Prime, Club Marriott, Amazon Prime, MMT BLACK and Swiggy One
  • Complimentary Ola cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers for monthly spending over ₹80,000
  • 5 reward points for every ₹150 spent
  • Up to 10X reward points through SmartBuy and 2X points on weekend dining
• 6 complimentary golf games each quarter at top courses worldwide

Annual fee: ₹500 + taxes

• • 2,000 reward points as a joining benefit upon activation and fee payment  
  • 5% back in reward points on utility, grocery, and departmental store purchases
  • 25% discount on movie ticket bookings, up to ₹100 per transaction
  • Additional 1.5% back in reward points on all fuel purchases made through the HP Pay app at HPCL outlets
• Complimentary 24/7 roadside assistance (RSA) services