Beat the Heat for Less: Top Air Conditioners Under ₹20,000

Beat the Heat for Less: Top Air Conditioners Under ₹20,000

The Indian summer can be brutal. Soaring temperatures and relentless sunshine can make staying indoors unbearable. But fear not! You don’t have to break the bank to cool down your living space. There are fantastic air conditioners (ACs) available for under ₹20,000 that will keep you comfortable without burning a hole in your pocket.

Finding the Perfect AC for Your Needs

Before diving into specific models, let’s consider some factors to help you choose the right ac under 20000 for your needs:

  • Room Size: ACs are rated by tonnage, which indicates their cooling capacity. A 1-ton AC is suitable for small rooms (up to 100 sq. ft.), while a 1.5-ton AC is better for medium-sized rooms (up to 150 sq. ft.).
  • Type of AC: There are two main types: split ACs and window ACs. Split ACs consist of two units – an indoor unit and an outdoor unit. They offer quieter operation and better energy efficiency, but require professional installation. Window ACs are more affordable and easier to install yourself, but can be noisier and less efficient.
  • Star Rating: Look for ACs with a higher star rating (up to 5 stars) for better energy efficiency, which translates to lower electricity bills in the long run.
  • Features: Some ACs come with additional features like sleep mode for quieter operation at night, turbo mode for faster cooling, and anti-bacterial filters for improved air quality.

Top AC Picks Under ₹20,000

Here are some popular AC options to consider, all priced under ₹20,000:

  • Daikin 0.75 Ton 3 Star Inverter Split AC (GTL25TV16X1): This inverter AC offers excellent energy efficiency and quiet operation, making it a great choice for smaller rooms.
  • Onida 1 Ton 3 Star Split AC (SMART-S123SMH): This budget-friendly split AC comes with a decent cooling capacity and features like sleep mode and auto-restart.
  • Voltas 0.75 Ton 2 Star Window AC (102 LYE): This window AC is a cost-effective option for small spaces. It’s easy to install and comes with basic cooling functions.
  • LG 1.5 Ton 3 Star Window AC (LWA5GW3A): This window AC offers a larger cooling capacity for medium-sized rooms. It comes with features like an anti-bacterial filter and remote control.

Additional Tips for Saving on Your AC Purchase

  • Consider the off-season: AC prices tend to drop towards the end of the summer season.
  • Look for deals and discounts: Many retailers offer discounts and cashback offers during festivals or sale periods.
  • Explore refurbished models: Some stores sell refurbished ACs at significantly lower prices. These are pre-owned models that have been repaired and tested to ensure proper functioning.

Financing Your AC Purchase with Bajaj Finserv App

Even with the options mentioned above, the initial cost of an AC can still be a concern. This is where the Bajaj Finserv App comes in handy. With the Bajaj Finserv App, you can avail of EMI (Easy Monthly Installment) options on your AC purchase. This allows you to spread the cost of your AC over a fixed period, making it easier to manage your budget.

Here are some benefits of using the Bajaj Finserv App for your AC purchase:

  • Pre-approved Limit: Check your pre-approved EMI limit instantly to know how much you can spend.
  • Flexible Repayment Options: Choose a repayment tenure that suits your budget, ranging from a few months to several years.
  • No Cost EMI Options: Look for ACs with attractive “No Cost EMI” offers, where you only pay the product price without any additional interest charges.
  • Hassle-Free Paperwork: The Bajaj Finserv app allows for minimal paperwork and a quick approval process for your EMI purchase.


Beating the heat doesn’t have to be expensive. With a variety of AC options available under ₹20,000 and the convenient EMI financing options offered by the Bajaj Finserv App, you can stay cool and comfortable all summer long without breaking the bank. So, download the Bajaj Finserv App today, explore your AC EMI options, and find the perfect AC to keep you cool this summer!

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